Scenario :
User is filling out a long application for a financial product. At first, they were going to have the ability to create and ID and password, so they can come back and continue at a later time. However, due to scope reduction, they were suggesting the option of having the user log in to continue using their name, date of birth, and SSN.
Not going to be enough time for testing (except for walking around the office to get feedback).
How do you think applicants would feel about this?